Entries by joshbeck

The Ins and Outs of Condo Insurance

Purchasing insurance for your condominium is similar to standard homeowner’s insurance with one major exception:  most condo associations will utilize a portion of your monthly HOA fees to secure insurance coverage for the exterior of the building.  This typically leaves the homeowner responsible for an additional policy that covers everything from the “bare-walls-in”. They key […]

Whole or Term Life Insurance: Which is the Best Fit for Me?

We don’t know how to stress it enough: LIFE INSURANCE SHOULD BE A CRITICAL PART OF YOUR PERSONAL FINANCIAL STRATEGY; no matter your age. There are two, main types of life insurance you need to know about: “Whole” life insurance and “Term” life insurance. Knowing the difference between the two is an important factor and […]

The Pros and Cons in Where to Buy Your Insurance

There are several different distribution channels and ways for a consumer to buy insurance and often times, people don’t understand them, let alone the benefits and drawbacks of each. To others, insurance is more of a daunting requirement and are not concerned with the process – or the source. But this mindset could be costing […]

6 Most Common Mistakes Made by Consumers When Securing Homeowner’s Insurance

Your home is your INVESTMENT. Between time-in on your mortgage payment, home improvements, and general appreciation, you can use your home as an asset to leverage for your future. If you are bound by a mortgage, you are required to hold homeowner’s insurance to protect your asset from things like weather damage, fire, theft, etc. […]

Decoding Your Automobile Insurance Coverage: What Do You REALLY Need?

Auto insurance is an enigma to most and because we are mandated by law to have it; it is often approached as a duty and not an opportunity to both protect yourself/your family…or the chance to save money. The largest pitfall a consumer can make when securing auto insurance is to go into the process […]